The owner of this website domain is INESPAY FINANCIAL TECHNOLOGIES E.P., S.L.U. (hereinafter, “INESPAY”), with its registered office at Plaza Alfonso el Magnánimo, 13, 1B – 46003 Valencia (Spain), registered in the Commercial Registry of Valencia, Volume 10823, Folio 137, Page V192804, Entry 1, and with Tax Identification Number B40656290.
INESPAY is a Payment Institution authorized by the Bank of Spain, registered in the Special Registry of Payment Institutions of the Bank of Spain under entity number 6902, with a license to provide Payment Initiation Services, regulated by Royal Decree-Law 19/2018, of November 23, 2018, transposing Directive (EU) 2015/2366 of the European Parliament and the Council of November 25, 2015, on payment services (PSD2 Directive) into Spanish law.
USE OF THE WEBSITE
The data controller for personal data processing is INESPAY FINANCIAL TECHNOLOGIES E.P., S.L.U. (hereinafter, “INESPAY”), with registered office at Plaza Alfonso el Magnánimo, 13, 1B, 46003 Valencia (Spain) and Tax Identification Number B40656290.
PURPOSE OF PROCESSING
Accessing and/or using the INESPAY website grants the status of “user”, implying acceptance of the terms and conditions set forth herein, which shall apply regardless of any other mandatory conditions that may be relevant.
INESPAY’s website provides access to a variety of information, services, programs, or data (hereinafter, “the content”) owned by INESPAY or its partner companies, which the user may access. The user assumes responsibility for using the portal, including registering when necessary to access certain services or content.
When registering, the user must provide truthful and lawful information. As a result of registration, the user may receive a password, which they are responsible for, agreeing to use it diligently and confidentially.
The user agrees to make appropriate use of the content and services provided by INESPAY through its portal https://www.inespay.com/transferenciaonline, including, but not limited to, refraining from:
- Attempting to access and, where applicable, using other users’ email accounts, modifying, or manipulating their messages.
- Engaging in illegal activities, actions contrary to good faith or public order.
- Distributing racist, xenophobic, pornographic-illegal content, content glorifying terrorism, or violating human rights.
- Causing damage to INESPAY’s physical or logical systems, its providers, or third parties, introducing or spreading computer viruses or any other physical or logical systems likely to cause such damage.
DATA PROTECTION
INESPAY fully complies with current legislation on the protection of personal data, having implemented the necessary technical measures to maintain the required security level, considering the nature of the personal data processed and the circumstances of processing, in order to prevent, as far as possible and always in accordance with technological advancements, any alteration, loss, unauthorized processing, or access.
INESPAY will process personal data for the following purposes:
- Contact Form: INESPAY will process your personal data solely to handle your request and contact you in response to your inquiry. This processing is based on the consent you provide by submitting your request. For more details, please refer to INESPAY’S Privacy Policy.
- Merchant Registration Form: INESPAY will process your data to handle your request. The legal basis for this processing is the maintenance, execution, and control of the relationship established between the client and INESPAY, as well as INESPAY’s legal obligations. More details are available in the Terms and Conditions of Merchant Registration.
- Bank Selection Form during Payment Process: INESPAY will process your data to handle your request. If the integration with the financial entity involves data transmission, the system will verify, among other things, whether the selected account has sufficient funds to cover the transfer amount. The legal basis for this processing is the provision of payment services and compliance with INESPAY’s legal obligations. More details are available in the General Terms of Service.
- Additionally, accessing this website may involve the use of cookies, which are files downloaded to the user’s device to collect data essential for the proper functioning of the website, applications, or related online services, facilitating user navigation and usability. Cookies typically have a limited lifespan. Details on cookie usage and configuration options are available in the INESPAY Cookie Policy.
To ensure our data records remain updated and free of errors, we kindly ask our clients and website users to promptly inform us of any modifications or corrections to their personal data.
INTELLECTUAL AND INDUSTRIAL PROPERTY
INESPAY, either as the owner or licensee, holds all Intellectual and Industrial Property rights over its website and its contents (including, but not limited to, images, sounds, audio, video, software, text, trademarks, logos, color combinations, structure, design, selected materials, and required computer programs).
ALL RIGHTS RESERVED
Pursuant to Articles 8 and 32.1, second paragraph, of the Intellectual Property Law, any reproduction, distribution, or public communication, including making available all or part of this website’s content for commercial purposes, in any format and through any technical means, is expressly prohibited without prior authorization from INESPAY. Users may view, print, copy, and store content solely for personal and private use. Users must not remove, alter, bypass, or manipulate any security systems implemented on INESPAY’s web pages.
DISCLAIMER OF WARRANTIES AND LIABILITY
INESPAY is not liable for any damages or losses, including but not limited to:
– Errors or omissions in the content.
– Website unavailability.
– Transmission of viruses or malicious/harmful programs, despite adopting all necessary technological measures to prevent them.
MODIFICATIONS
INESPAY reserves the right to make modifications to its website without prior notice, including changes, deletions, or additions to the content and services provided, as well as how they are presented or located on the site.
LINKS
The website https://www.inespay.com may contain links to external websites. INESPAY exercises no control over these sites or their content. INESPAY assumes no responsibility for the content of third-party sites, nor does it guarantee their technical availability, quality, reliability, accuracy, comprehensiveness, or validity.
RIGHT TO EXCLUDE
INESPAY reserves the right to deny or withdraw access to the website and/or services without prior notice, at its own discretion or at the request of a third party, for users who violate these conditions.
GENERAL PROVISIONS
INESPAY will pursue any violations of these conditions, as well as unauthorized use of its portal, through all available civil and criminal legal actions.
MODIFICATION AND DURATION OF THESE TERMS
INESPAY may modify these terms at any time, publishing them accordingly. These terms will remain in effect until they are replaced by duly published modifications.
APPLICABLE LAW
The relationship between INESPAY and the user shall be governed by Spanish law, and any disputes shall be submitted to the Courts and Tribunals of Spain.
For any questions or inquiries regarding these terms, you can contact INESPAY’s Customer Service at: sac@inespay.com.