PAYERS
The new way to pay by bank transfer.
Easy, fast and secure.
Authorized and supervised by:
Sample of merchants already accepting payments via Transferencia Online
¿How does it work?
Select Transferencia Online from the payment options and get redirected to your bank to authorize the payment in three easy steps using your usual online banking credentials:
Choose your bank to be redirected
Using your usual Online
Banking credentials
Using your bank’s standard procedure
¿Cómo funciona?
Select Transferencia Online as your payment option
Select Transferencia Online as your payment option
Choose your bank to be redirected
Choose your bank to be redirected
Using your usual Online Banking credentials
Using your usual Online Banking credentials
the payment
Using your bank’s standard procedure
Using your bank’s standard procedure
Done, it’s that simple!
Done, it’s that simple!
You can already use it
No registration required.
All you need is Online Banking with your usual bank.
Hassle-free
No sign-ups, new passwords, virtual accounts, or bank cards.
With Transferencia Online, you pay straight from your bank account.
Instant confirmation
Your bank confirms the payment in real time.
The merchant receives an instant notification to process your order without delay.
Supported by most banks in Spain and Portugal
Connecting to over 100 banks, covering more than 99% of online banking users, from personal to business accounts.
FAQ
What is this new payment service?
Transferencia Online redirects you to your bank so you can securely and easily authorize a payment via bank transfer. Once the payment is made, the merchant receives instant confirmation, allowing them to process your order without delay.
Transferencia Online is a Payment Initiation Service regulated under the second European Payment Services Directive (PSD2), authorized and supervised by the Bank of Spain. Thanks to this regulation, bank transfer payments have evolved to meet the needs of consumers and merchants, enabling convenient, secure, and efficient real-time online payments.
Do I need to register?
No, you don’t need to register anywhere or download an app. All you need is access to your usual bank’s online banking to pay directly from your checking account.
You can use Transferencia Online whenever it’s offered as a payment option at the merchant or platform where you want to shop or pay.
Are there any fees?
Transferencia Online is free to use. However, your bank will charge the same fees it applies to transfers made through online banking.
Before authorizing the transfer, your bank will inform you of any applicable fees.
Is the payment instant?
Your payment is confirmed in real time, allowing your order to be processed without delay.
As a regulated PSD2 bank transfer, your bank confirms the payment instantly.
Is it secure?
The portal you are redirected to has been developed by your bank in compliance with the European Payment Services Directive (PSD2) to ensure the security of this payment method.
Transferencia Online will always redirect you to your bank’s portal.
To confirm the connection is secure and you’re on your bank’s official portal, you can check the security certificate details by clicking the padlock next to the web address in your browser:
General terms of service for payers
You can check here the General Terms of Service for payers.
They’re shown before paying and you must accept them for every payment.
¿Any questions about paying with Transferencia Online?
Get in touch for any payer-related questions.